Terms and Conditions
Effective Date: January 1st
Welcome to WeQuotes.online, your trusted provider of insurance finance services. By using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before accessing or using our website. If you do not agree with these terms, please do not use our website or services.
1. Acceptance of Terms
By accessing and using this website, you agree to abide by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Use of the Website and Services
You may use the website and services only for lawful purposes and in accordance with these Terms and Conditions.
You agree not to use the website in any way that could damage, disable, or impair the website, interfere with other users’ access, or violate any applicable local, state, or federal laws.
3. Eligibility
To use our services, you must:
- Be at least 18 years old or the age of majority in your jurisdiction.
- Have the legal capacity to enter into contracts.
- Provide accurate and complete information when prompted, especially when requesting insurance quotes or financial services.
4. Account Registration
You may need to register an account to access certain features. By doing so, you agree to provide truthful, accurate, and complete information.
Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us immediately if your account has been compromised.
5. Privacy Policy
Your use of the website is governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using our services, you consent to the practices described in the Privacy Policy.
6. Insurance Quotes and Financial Services
- Accuracy of Information: You confirm that all submitted data is accurate, complete, and up to date.
- Quotes and Services: All quotes are estimates based on the provided information and may differ after full evaluation.
- No Obligation: Requesting a quote does not obligate you to make a purchase.
7. Communication Consent (FCC & TCPA Compliance)
By submitting your contact details, you consent to receive communications from us, including:
- Automated calls, SMS, or pre-recorded messages
- Emails or phone calls, as permitted by law
You may opt out at any time via the provided instructions or by contacting us directly.
8. Do Not Call List
You may opt out of phone calls or texts by contacting us or using opt-out instructions provided in communications. We comply with applicable Do Not Call laws.
9. Intellectual Property
- Ownership: All website content is the property of WeQuotes.online or its licensors.
- Limited License: You are granted a non-exclusive, non-transferable license to use the site for personal, non-commercial use.
10. Third-Party Links and Services
Our website may link to third-party sites. We are not responsible for their content, practices, or policies, and you access them at your own risk.
11. Limitation of Liability
To the fullest extent allowed by law, WeQuotes.online and its affiliates will not be liable for any damages (direct, indirect, incidental, consequential, or punitive) arising from use of the site.
12. Indemnification
You agree to indemnify and hold harmless WeQuotes.online, its affiliates, employees, and partners from any claims or expenses resulting from:
- Your use of the website
- Your violation of these Terms
- Your infringement of intellectual property or legal rights
13. Dispute Resolution
Disputes will be resolved through binding arbitration, not court. You waive the right to participate in class actions. Arbitration will be conducted under the rules of a recognized arbitration body.
14. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.
15. Changes to These Terms
We may update these Terms at any time. Revisions will be posted on this page with an updated “Effective Date.” Continued use of the site implies acceptance of updated Terms.
16. Termination
We reserve the right to suspend or terminate access to the website for violations of these Terms or other reasons at our discretion.
17. Severability
If any provision of these Terms is deemed unenforceable, the rest shall remain in full force and effect.
18. Contact Us
For questions about these Terms and Conditions:
- 📧 Email: Contact@wequotes.online
- 📞 Phone: 929-209-2225
- 📬 Address: Tampa, FL, USA
By using our website and services, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions.